Professional Liability Insurance

We Know Professional Liability

Professional liability is one of your company’s first lines of defense against claims of negligence or failure to perform your professional duties. Managing risk includes securing the highest levels of customized professional liability coverage and implementing best practices to mitigate risk and lower costs.

Professional Liability / Errors & Omission (E&O) Expertise
If you are an accountant, architect or engineer, attorney, broker / dealer, consultant, investment advisor or insurance professional, professional liability / E&O insurance is one of your first lines of defense against claims. In addition to the placement of a customized professional liability / E&O program, Integro mitigates your risk with coverages that include:

  • Cyber / Network Security & Privacy Liability
  • Employment Practices Liability (EPL)
  • Directors and Officers / Management Liability
  • Fiduciary Liability (ERISA)
  • Crime
  • Fidelity bonds
  • Appeal / Supersedeas bonds
  • Employee and Executive Benefits
  • Group Personal Excess / Personal Umbrella
  • Surety Bonds
  • Property, General Liability, Workers Compensation / Employers Liability, Auto Liability, Umbrella Liability

These insurance products can be supplemented with superior services in the areas of:

  • Risk Management
  • Claim Advocacy
  • Policy Review and Analysis

Professional Liability Solutions for Accountants

Shifts in regulatory policies and the legal climate make the insurance coverage that accounting firms choose more important than ever. We have decades of experience assisting accounting and other professional services firms with risk management and insurance solutions. Also, our long-term relationships with insurers, both within the U.S. and abroad, allow us to bring you innovative solutions and strategies that address your unique risk management requirements.

For more information about coverage, please contact:

Sam Rudman
sam.rudman@integrogroup.com
847.385.6805

Apply Online for Architects and Engineers Liability Insurance

Integro specializes in providing consultancy and liability solutions to design professionals, including architects and engineers. We understand the unique needs of architects and engineers and leverage our relationships with insurers worldwide to provide solutions, strategy and guidance that meet your evolving needs. Apply for coverage online and access links to industry connections on our Architects and Engineers page now.

Professional Liability Solutions for Attorneys
Professional liability insurance is a significant yet necessary cost for law firms. In today’s marketplace it is critical to partner with a specialist broker that understands your firm’s unique needs and exposures.

The law firm team at Integro has a pre-eminent reputation for client service and transactional capabilities. The team consists of several professionals serving a broad array of law firms across the U.S. with experience as practicing attorneys, lawyer’s professional liability underwriters, professional liability claims managers and international brokers. Considered a trusted advisor by clients, the team has deep technical and market expertise and a client-centric focus. Through expertise, creativity, focused experience and attention to clients’ needs, we optimize insurance program design with effective negotiation and innovative solutions for our clients.

For more information about coverage, please contact:

John Wynn
john.wynn@integrogroup.com
847.385.6825

Professional Liability Solutions for Consultants

Integro understands that consulting firms are unique; consultants have specialized skills and the work they perform can vary widely. We negotiate coverage for professionals working in various areas, including:

  • Technology
  • Strategy
  • Organizational Change
  • Sales and Marketing
  • Human Resources
  • Expert Witness

Policy forms differ greatly from insurer to insurer. Integro has the relationships and expertise consultants need to get the best coverage solution for your particular situation.

For more information, contact:

John Hecht
john.hecht@integrogroup.com
847.385.6804

Professional Liability Solutions for Directors and Officers

State and federal laws impose duties of governance, diligence, loyalty and obedience upon directors and officers of public, private and nonprofit organizations. Specific laws, such as the Sarbanes-Oxley Act, establish strict financial reporting and governance requirements for directors and officers. Breaching these duties can lead to personal liability of the directors and officers.

Insuring these risks through a Directors and Officers policy is vital to the stability of both the organizations and the people who serve in these capacities. Yet, insurance policy wording, pricing, and terms vary significantly amongst insurers offering these products. Integro’s experienced professionals help your organization review your existing coverage and obtain smart options for Directors and Officers coverage in this rapidly changing market.

Professional Liability Solutions for Broker Dealers / Registered Investment Advisors

The financial services industry is under intense scrutiny from lawmakers, regulators and disgruntled investors. Broker-Dealers, and their registered representatives, are increasingly targets for those seeking redress for a financial loss. Moreover, the patchwork of regulations and statutes that has evolved over the years can lead to confusion by investment professionals and opportunities for plaintiffs’ attorneys well versed in the field.

Even in a well-controlled environment, risk is present in each transaction. Having the right coverage in place for your organization and its professionals is critical.

Integro can help. Our team has dedicated professionals with years of experience building the right solutions for Registered Investment Advisors, Broker-Dealers and others in the securities and investment advisory industry. We dig deep to understand the unique nature of your practice, and work to customize a policy solution that addresses your risk management needs.

For more information about coverage, please contact:

Sheri Pontolillo
sheri.pontolillo@integrogroup.com
949.365.5752

Professional Liability Solutions for Other Professionals

Insurers have not drafted specific insurance policy forms covering the risk of errors and omissions for every profession. Rather, they have responded by developing generic policy forms that can be customized to meet the specific need of the professional. Since these are non-standard policies, they are open to significant negotiation with underwriters.

Having an experienced broker that specializes in professional liability / errors and omissions coverage is critical. At Integro, we provide brokerage services for a number of our clients requiring specialized policies. We can assist your organization in both reviewing your existing coverage and obtaining new coverage.

For more information about coverage, please contact:

John Hecht
john.hecht@integrogroup.com
847.385.6804

Let’s start a conversation.

Tell us what you’re looking for. One of our experienced brokers will reach out with coverage options and answers.