Mobile Equipment Program

Coverage for Logging, Excavation, Road Building & More

For many Contractors, the schedule of heavy equipment represents a significant portion of company assets. One way to ensure that these assets are protected from unexpected loss or damage is to secure the broadest insurance coverage available. Building strong relationships with contractors enables Integro to understand the unique exposures of their operations and design Mobile Equipment Program coverage tailored to their needs.

We pride ourselves on our extensive experience in the heavy equipment industry and we use that knowledge to inform the personalized service that we provide to all of our clients.

Mobile Equipment Coverage Highlights

Participation in the Mobile Equipment program provides contractors with access to competitive rates and deductible options, a dedicated Third Party Claims Adjuster with the ability to provide appraisals, and coverage designed with contractors in mind. Highlights of this coverage include:

  • Broad Named Insured
  • Broad “All Risks” Coverage
  • Debris Removal Costs (Additional Limit)
  • Loss Adjustment Expense
  • Rental Reimbursement
  • 3-Year Replacement Cost Available
  • Dual Valuation Clause – “Betterment Coverage”
  • ‘Property While Waterborne’ Extension
  • No Ice and Muskeg Exclusion
  • $750,000 Automatic Acquisition Coverage
  • No Co-Insurance Clause
  • Annual or Quarterly Premium Adjustment

Additional Coverage for Contractors

Beyond the Mobile Equipment Program, our team has the ability to address the day-to-day coverage needs of contractors with products that include:

  • Building and Contents
  • Portable Tools
  • Downed Timber
  • Motor Truck Cargo
  • Automobile
  • Directors & Officers Liability
  • Environmental Impairment Liability

Let’s start a conversation.

Tell us what you’re looking for. One of our experienced brokers will reach out with coverage options and answers.