2. Information We Collect About You Generally
Integro may collect a variety of types of information, including Personal Information, in the performance of risk management and insurance services, including but not limited to, information that clients provide on application forms, claims histories, driving records, police reports, employment information, medical and health information, financial information, and other underwriting information as requested by the insurance markets.
Integro may use any such information, including any Personal Information, for the purpose of providing risk management and insurance services to our clients, and for other lawful business purposes. The risk management services provided may include analyzing client risks, preparing submissions to the insurance markets, communicating with clients, processing transactions, including premium payments, assisting with legal and claims adjustments.
3. Information We Collect About You In Connection with Our Online Services
In addition, when you access and use certain online services provided by Integro, including but not limited to, our Website or the Integro Online Cargo Insurance Training Module (our “Online Services”), we may collect certain information about you in connection with such use (the “User Information”). Examples of User Information may include, without limitation, your name, title or position, company name, email address, information about your insurance policy, and any other information you submit to us, or which we collect about you, in connection with your use of the Online Services.
Notwithstanding any provision to the contrary herein, we may use the User Information for any lawful business purpose including, without limitation, to communicate with you, including by electronic means, about our business and services, to market to prospective or existing clients, to improve our products and services, to perform data analysis, or as otherwise permitted or required by applicable law. We may also share such User Information with third parties, including, but not limited to, our affiliates and service providers, for any of the foregoing purposes.
4. How We Collect Your Information
Your knowledge and consent to our collection, use and disclosure of your information, including your Personal and User Information, is critical. Integro provides risk management and insurance services to corporate clients, institutional clients, and to individual or personal lines clients. Express consent of individual clients or corporate client employees is generally not feasible or necessary in most circumstances. Therefore, Integro will rely upon your voluntary disclosure of any information, including Personal and User Information, as consent for our collection, use and disclosure of such information as provided herein. For personal lines clients, appointment of Integro as the Broker of Record is your express agreement and consent for us to collect, use and disclose your Personal Information for the purpose of providing risk management and insurance services and as otherwise provided herein. Please note that withholding or withdrawing consent for us to collect, use and disclose any of your information may limit Integro’s ability to provide risk management and insurance services on your behalf.
By supplying the necessary information involving employees of commercial clients, the customer acknowledges that you are also in compliance with the Privacy Laws of your country and other applicable law.
6. Security of Your Information
Any information we retain is secured by three types of safeguards: (1) physical measures, such as locked offices and filing cabinets, (2) technological safeguards, such as passwords, encryption and firewalls, and (3) organizational controls such as limiting access to Personal Information on a 'need-to-know' basis, training and confidentiality agreements.
The specific types of safeguard utilized will depend upon the sensitivity, amount, extent of distribution, format of the information, and type of storage.
7. Accuracy and Access to Your Information
Integro is committed to the accuracy of any information it collects, uses and discloses. As such, clients are requested to keep us informed about any changes to their Personal Information that may be material to the risk management and insurance services we provide.
Upon written request, and subject to certain legal restrictions, we will provide reasonable access to Personal Information and other available information to the individual to whom it refers. You have the right to request that we amend any inaccurate Personal Information. All such requests should be directed to Devin Taylor, our Deputy General Counsel (see contact information below).
8. Further Information, Complaints or to Withdraw Consent
To gain access to your available information, for further information, to file a complaint about our handling of Personal or User Information, or to withdraw your consent for us to collect, use and disclose your Personal or User Information, please contact:
Devin Taylor, Deputy General Counsel
Integro Insurance Brokers
475 Park Avenue South, 17th Floor
New York, NY 10016
While we make every effort to secure information within our control, no method of delivery is absolutely secure and any communication may be accidentally or deliberately intercepted by third parties.