Equine & Bloodstock


Our broad, extensive range of equine insurance and bloodstock services help our clients secure the coverage they need to mitigate risk. As one of the largest equine insurance agencies in the United States, we represent premier equine and bloodstock insurers, all of which are A and A+ rated and fully insured in all 50 states. Let our team help you find coverage that is specifically designed to protect your particular horse or animal.

Our long association with the horse industry and access to an array of products ensures we can meet the needs of any size farm, equine or business as well as the needs of individuals and families.

Explore our products and discover a brokerage team committed to you.

Bloodstock and Equine Products

We employ the highest standards when it comes to bloodstock insurance and equine solutions. From coverage inquiry to claim settlement, we put you first.

Our premier bloodstock risk specialties include showjumpers, broodmares, dressage horses, youngstock, racing animals and stallions, and our coverages feature:

  • Mortality
  • Barrenness
  • Stallion infertility
  • Prospective foal
  • Transit insurance
  • Loss of income/frustration insurance
  • Stallion permanent disability
  • Stallion availability
  • Frustration of import/export
  • Loss of use
  • Restricted perils
  • Theft/unlawful removal

Full Mortality Insurance
All Risk Full Mortality Insurance provides coverage against all risks of death, including destruction to relieve inhumane suffering. This coverage applies to horses located anywhere in the United States and Canada. These polices can be amended to include international transit and territory extension for overseas coverage.

Restricted Perils
These policies, written at a lower premium rate than full mortality, cover losses from fewer exposures such as fire, lightning, collision in transit and windstorm/tornado. They can be broadened to include additional perils such as attack by wild animals, drowning, electrocution, collapse of building, etc. to a policy covering death or destruction due to any type of external and/or visible accident.

Barrenness and Prospective Foal
When purchasing a no-guarantee season, protect your investment. Our access to barrenness policies will guarantee that your mare will conceive and deliver a single, live foal. Prospective foal coverage is available for mares that have been determined to be in foal, and will guarantee that she will deliver a single, live foal.

Stallion Infertility
We offer access to a mortality-fertility package on first year stallions entering the breeding shed. The package includes full mortality, accident, sickness and disease infertility, and 60% congenital infertility. Full mortality and accident, sickness and disease infertility insurance are also available for share owners of any syndicated stallion.

Automatic Fall of The Hammer Coverage
There are many hazards that can endanger your horse between the fall of the hammer at public auction and its safe arrival at its final destination. Integro representatives have attended major thoroughbred auctions throughout the United States for many years. We encourage thoroughbred owners to arrange for ‘fall of the hammer’ coverage prior to attending sales. This fall of the hammer coverage can be arranged by simply notifying our office prior to the sale.

Major Medical, Surgical and Loss of Use
Many insurers offer medical coverage, both surgical and major medical, to protect you against the high cost of surgery and veterinarian expense. Loss of Use insurance protects you against the risk of a condition that renders your horse permanently incapable of fulfilling its function or use as a direct result of an accident, illness or disease. Each plan differs slightly and we would be happy to discuss them with you at your request.

Liability insurance is available for a variety of equine related activities ranging from a full-scale commercial horse boarding, breeding, training and riding instruction operation, to the back yard horse owner’s personal pleasure use. This coverage provides protection if you or your organization become legally liable for third party bodily injury or property damage claims to which this insurance applies. 

We offer equine liability for:

  • Horse related businesses
  • Race horse, individual horse and show horse owners
  • Horse breeders & trainers
  • Riding clubs & riding instructions

Integro also helps you protect your business with commercial and general liability solutions and your employees with a full range of employee benefits solutions  including workers compensation insurance and key person coverage. 

Complete property and liability packages are available for equine properties from the small pleasure horse farm on up to affluent equestrian estates and commercial equestrian operations. Packages can include the main residential dwellings, other dwellings, farm structures, contents of all buildings, equipment and machinery, and may include more than one location.  

Farm & Ranch policies offer a broad and comprehensive coverage to horse farm owners at a competitive price.

  •   Dwellings & household personal property
  •   Valuable items: jewelry, art, fine arts, and furs
  •   Farm structures & contents
  •   Farm machinery & equipment, tack and saddles
  •   Farm general & personal liability
  •   Umbrella liability
  •   Care, custody, & control for non-owned horses

From auto and home to fine art and collectibles, Integro’s private client services team, is well equipped to provide tailored coverage to protect all of your assets.

Learn more about our private client coverage.

Begin the process of applying for coverage today. Download the form you need and begin protecting your valuable investments today.

Note: Forms require a PDF reader. They are fillable and may be printed online but content may not be saved after so be sure to print.

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Tell us what you’re looking for. One of our experienced brokers will reach out with coverage options and answers.